Best Unsecured Loans Providers in the UK

If you have good credit and you’re looking for an unsecured personal loan, don’t stress yourself comparing a plethora of options offered in the market. To save you time and effort, here is a quick overview of the top unsecured loan lenders in the UK lending industry. In no particular order, below are the best lenders you can check out:


For loans from £1,000 to £15,000, Lendable is included in the list for its promise of quick cash at 9% Rep APR. You can apply for the loan online and expect to have your approval confirmed in a matter of hours. The loan has a repayment term of 12 months.


Offering relatively a lower Rep APR at 7.9% is Moneyway for loans from £3,000 to £15,000. The repayment terms are also longer start from one year to 5 years. To apply, you may need to visit the lender’s office directly.

Sainsbury’s Bank

If you need a large sum of money for your personal needs, Sainsbury’s Bank offers loans from £25,000 to £35,000 at 6.9% APR. Not bad at all considering that there is no security required to available the loan. As for the repayment terms, you can tailor it according as long as it falls within 2 to 5 years.

Ulster Bank

Another provider worth considering is Ulster Bank which offer flexible personal loans from  £1,000 to £25,000 payable in 1 to 5 years at 6.4% Rep APR. The loan, however, as of the moment is only available to existing customers. If you an account holder of said bank, you are welcome to take advantage of this offer.

Yorkshire Bank

Combining instant decision and fair rates is Yorkshire Bank offering loan amounts from £1,000 to £25,000 at Rep APR of 4.9%. This offer is one of the most affordable in the market. Add to that the flexible repayment terms starting from 1 year to 7 years and you’ve got one viable option on your hands.


Offering the same Rep APR of 4.9% as Yorkshire Bank is NatWest for personal loans from £1,000 to £25,000. Repayment terms are just as flexible from 1 year to 7 years. Just remember that if you do decide to repay the loan early, there is an early redemption charge that applies.